For the fourth consecutive year, Crédit Agricole CIB exceeded the previous year’s results. In 2024, our consolidated revenue reached €6.57 billion, up 8% compared with 2023. Our net income Group share was €2.15 billion, up 23%.

In corporate and investment banking, we achieved a record performance and met our strategic objectives more than a year ahead of schedule. In ten years, we have doubled our net income, increased our revenues by 50% and have become the leading contributor to the Crédit Agricole S.A. Group’s results. This performance reflects a controlled growth strategy aligned with the Group’s core values: proximity to our clients, rigorous risk management and a strong commitment to society.

In an uncertain global landscape, we have adapted and emerged stronger, enhancing our key expertise and gaining market share.

In 2025, Crédit Agricole CIB will continue to strengthen its relationships with clients and partners: the Crédit Agricole Group, Regional Bank clients leveraging the expertise of our mid-caps division, financial institutions and large corporates. Our focus remains on Europe, the Bank’s largest market and a major source of our revenues. We will also expand our presence in Asia, the Americas and the Middle East by diversifying our advisory and financing services to effectively support our clients’ growth ambitions.

2025 also marks the final year of our medium-term plan and paves the way for new challenges. Thanks to our solid business model and our team’s commitment, I am convinced that we will pursue this strong trajectory with ambition and determination.